Florida Senate Bill 4-D fundamentally altered condominium purchasing and financing. This field guide equips agents with the exact underwriting triggers, 3-day rescission period rules, and Fannie Mae condominium eligibility standards.
An executive 6-page briefing detailing statutory milestone inspections for buildings 3 stories or higher (25 vs 30 year triggers), mandatory SIRS funding deadlines, and the 718.503 disclosure packet checklist.
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Verified for current Florida Association of Realtors & Florida Bar (FAR/BAR) standard and AS IS forms.
Identifies structural inspection milestones and reserve funding gaps before clients waive contingencies
Prevents last-minute lender appraisal rejections caused by condo association deferred maintenance
Calculates exact statutory 3-day buyer cancellation rights upon receipt of Section 718 disclosures
An executive 6-page briefing detailing statutory milestone inspections for buildings 3 stories or higher (25 vs 30 year triggers), mandatory SIRS funding deadlines, and the 718.503 disclosure packet checklist. Designed to integrate seamlessly into active Florida transaction files, this resource establishes rigid procedural guardrails for solo Realtors, listing specialists, and multi-agent teams.
Rather than relying on generic nationwide checklists or high-level summaries, this tool accounts for the specific day-computation statutes, Florida Real Estate Commission (FREC) broker audit retention requirements, and DBPR administrative standards governing Florida residential sales.
Florida transactions operate under strict contractual conditions. Miscounting an inspection window under Standard F of the FAR/BAR contract or failing to document a second deposit verification letter under Florida Statute 475.25 can expose an earnest money deposit to immediate legal forfeiture or commission dispute.
This resource provides clear operational checkpoints to ensure that title commitments, municipal lien searches, HOA estoppel certificates, and statutory property disclosures are tracked and verified before contingency windows close.
Specialized condo document collection and statutory contingency verification.
Practical agent training on navigating Florida condo governance, 718 resale disclosures, HOA estoppel certificates, and association approval delays.
A field-tested milestone checklist covering earnest money deposit verification, inspection windows, title commitments, and statutory notice deadlines.
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